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You can want more money with your whole body and still be sabotaging it every single day, in ways so small and so habitual you don’t even clock them as sabotage. It’s in the way you talk about money when no one’s listening. The number you round down instead of up. The tummy flip before you say your price out loud. In this episode I’m breaking down five money habits that could be the exact reason your bank account hasn’t caught up to your ambition, and none of them are about how hard you’re working.

Your relationship with money was never really about money. It’s about what you believe you’re allowed to have, and most of us are carrying beliefs we’ve never once said out loud. I’m walking you through how to run a money belief audit, why I thank money every time I spend it, and the practice that gets you comfortable saying the number that used to make your stomach drop. This is the episode that gets you to stop apologising for wanting more.

In this episode we chat about:

• The one shift in how you treat money that changes everything (2:25)
• The money belief audit that exposes what you’re really carrying about wealth, earning, and receiving (4:27)
• The simple ritual that will transform your relationship with money (7:07)
• The sign it’s time to raise your prices, even if the number terrifies you (9:21)
• The practice that makes saying the scary number easy (11:27)

Episode resources:

• Higher Self Visualisation Meditation (get the meditation)
• Best Day Brainwash (get the brainwash) 
• Book your 1:1 Strategy Session with me (book here)
• The ICONIC Mastermind (join now)
• Mastering Your Mean Girl by Melissa Ambrosini (book)
• Open Wide by Melissa Ambrosini (book)
• Comparisonitis by Melissa Ambrosini (book)
• Time Magic by Melissa Ambrosini and Nick Broadhurst (book)

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The following transcript has been automatically generated and not checked for accuracy.

[00:00:00] The Melissa Ambrosini Show. Welcome to the Melissa Ambrosini Show. I’m your host, Melissa, best-selling author of Mastering Your Mean Girl, Open Wide, Comparisonitis, and Time Magic. And I’m here to remind you that love is sexy, healthy is liberating, and wealthy isn’t a dirty word. Each week, I’ll be getting up close and personal with thought leaders from around the globe, as well as your weekly dose of motivation so that you can create epic change in your own life and become the best version of yourself possible.

Are you ready, beautiful?

Five money habits keeping you broke. There are so many women out there, incredibly talented, brilliant at what they do, and the biggest thing blocking them from their success, from the abundance that they truly desire, is [00:01:00] their beliefs around money and the habits that they have around money. The thing is, is we are not taught how to handle money.

We’re not taught how to have a positive money mindset. The thing is, is we are born into this world a clean slate, and then we get told that money doesn’t grow on trees, money is hard to come by, you’re greedy if you want more money. Those things, those beliefs, get handed to us. We inherit them or we borrow them from our parents, our grandparents, or teachers.

The thing is, is those beliefs are actually not your truth. They’re not your truth. And we hold onto them, and we let them dictate every move that we make. So we wanna reprogram our money mindset, and this is how we can call in the abundance that we desire. Now, whatever it is that you want in your life, the money that you want in your life, whatever you [00:02:00] desire, if you have that desire within you, it means it is for you.

Yeah? The creator or God, whatever you choose to believe, whatever word you choose, put those desires in your heart for a reason. And if you want a level of abundance so that you can impact more people, then that is for you. So I’m gonna share five habits that are keeping you broke. Okay, the first one is you are treating money like crap.

You are treating money like crap. So what I mean by that is you’re someone who has notes and coins everywhere, like behind the couch, in pockets. You have scrunched up notes in every area of your car, in your house, and you don’t treat money with respect. If you want money to respect you, you have to treat money with respect.

So put all of the notes facing the right way in numeric order. Put the coins in the [00:03:00] coin section. Treat money with respect, and it’s going to respect you back, okay? So just try this for one week. Take care of money, and it will take care of you. It is so simple, but so many people don’t actually do it. It is so simple.

Try it, and see what starts to happen. Don’t just throw coins in the center console of your car. Take care of money, and it will take care of you. Respect money, and it respect you. So that is the first thing that is keeping you broke. You’re treating money like crap. Start treating it with love and respect, and it will respect you back.

And speak about money with love and respect. The things that you say about money, it is listening. Money has ears, and it is listening to every single thing that you say about it. It’s like A friend. If you were talking crap about a friend, that friend is not gonna wanna be around you. Same with money. If you’re talking crap about money, it’s not gonna wanna be around [00:04:00] you.

It’s not gonna wanna come to you. So start speaking about it in a loving way. Start respecting it. Start talking about it behind its back in a loving way. Be grateful for it. Be thankful for it. And start to shift the way that you speak about money, the way that you talk about money, and your money habits, and watch the abundance start to flow to you.

The second money habit that is keeping you broke is your beliefs. So you need to do a money belief audit. Literally open your journal and write down every single money belief that you are currently living in your life. Every single one of them. And then write down where that came from, where that belief came from.

Was it a particular person? Did something happen to you in your childhood? And then write down the beliefs that you actually want, the ones that you want to embody, the ones that you want to believe. And then you’re gonna save those in your phone, and [00:05:00] you are going to read them any time a money fear or block comes up for you.

But the way that you start to reprogram yourself with these new inspiring beliefs is by repeating them instead of repeating the old ones. So our brain is incredibly malleable, and we can rewire our brain, but if you are constantly saying, “Money doesn’t grow on trees. Money’s hard to come by. I’m greedy if I want more money,” you are actually reinforcing that neural pathway.

Like think of it like train tracks. You’re reinforcing that neural pathway. The way that you change that neural pathway or create a new neural pathway is by doing something different. So you have to stop, pause, take a breath, and create a new one. I believe that money flows freely to me. Whatever it is. I believe that I’m a money magnet.

Money is flowing freely and effortlessly to me. So whatever it is that you wanna believe, [00:06:00] you have to stop that train track from going down that way, take a breath, pause, and start to say the new money belief that you want. That is the only way that you start to rewire your brain and create new inspiring neural pathways in your brain.

That’s the only way you can do it. There’s no other way So that is the second thing that is keeping you broke, your money beliefs. So you need to do an audit. Literally write down every single one, write down where it came from, give it back to wherever it came from, and then start creating your new ones and start repeating those.

I also like to keep these in the notes section of my phone and read them and pull them out any time I have a fear come up. And also, another great thing you can do is literally write out your new money beliefs literally 50 times on a page. Just write it out, write it out so that it starts becoming embedded in your cells.

You have [00:07:00] to embody and embed those in your cells, so much so that it crowds out the old ones. The third thing keeping you broke is that you’re not grateful for the money that you have. So you need to thank money every time you pay for a bill or you go out to lunch and you pay for lunch or you pay for your juice or whatever it is.

Every bill that comes into your inbox, you thank it. Thank you, bill. Thank you for the electricity. Thank you for the phone. Thank you whatever it is. Thank you, thank you, thank you, money. Thank you, I’m so grateful. When you start to be grateful for what you already have, that multiplies. The universe then gives you more of that energy, more of that frequency.

Yeah? Like energy creates like energy. And so you want more of that goodness, then you need to start being grateful for what you already have. So it’s very simple. Every time you pay for [00:08:00] anything, you say, “Thank you. I am so grateful. Thank you, electricity. Thank you, phone bill. Thank you, thank you, thank you.

I’m so grateful. Thank you, money. Thank you, thank you, thank you.” And literally, as you’re pressing pay or send, “Thank you, thank you, thank you. I’m so grateful. I’m so grateful. Thank you, thank you, thank you.” It is such a simple thing to do. All of these things are very simple to do, and they make such a huge difference to your abundance in your life So start being more grateful for what you already have.

It’s very easy to go to lack. I don’t have enough of this or that, or I want more. It’s very easy because our ego, our inner mean girl, our inner critic wants to pull you into lack. That’s what they’re there for. So it’s very easy to go to the lack, to what we don’t have. It’s harder to go to the positive, to go to gratitude.

So [00:09:00] whenever you go into lack, stop, take a breath, and come back to gratitude. I am so grateful that I have all of these beautiful things in my life, and I’m so grateful that I can pay for this, this, and this. Gratitude is so powerful. If you want more of the good stuff, start being grateful for what you already have.

The fourth habit that is keeping you broke is you’re actually undercharging, and maybe you’re undercharging because there’s a limiting belief that you don’t feel worthy of charging more. So to break that, you gotta raise your prices, and do it especially if it scares you. You are worth so much more than what you think you are worth.

You have so much wisdom and knowledge and brilliance inside you, and this is keeping you broke. These limiting beliefs that we have around charging what we really wanna charge is holding us back, and it’s keeping us broke, and it’s keeping us in a stuck money pattern. [00:10:00] So the way that we move through that is we raise our prices, and we do it because we are worthy of it and because we deserve it.

So if you close your eyes and you think about what you’re currently charging for your service and what you really wanna charge because you know you’re worth it, then charge that number. Especially if it scares you, charge that number. And here’s the thing. If you are scared of what people will think of you, if you are scared of what Sarah from fifth grade is gonna think of you, or Tom, your first boyfriend, is gonna think of you, or your auntie, or your cousin, if you are scared of what they think of you by putting your work out there, by sharing your message and your magic, you’re focusing on yourself, and you’re not focusing on serving the other people.

There are so many people that are out there literally on their knees praying to God, begging for what you have to offer, [00:11:00] and you are doing a disservice to them by staying stuck in your own fears and your own doubts. About yourself. Get out of fear, get out of the I, and start serving other people. When you are in fear, you are focusing on yourself.

Get back into serving the people out there that are literally begging for what you have to offer. The fifth and final habit that is keeping you broke isn’t really a habit, it’s more of a nervous system response. So how your nervous system responds to money is keeping you broke. So maybe in the past, something happened to you where maybe your parents fought over money, or there was a time where you experienced a loss, whatever it is.

That created a nervous system reaction in your body, and so your body is still holding onto that. So whenever you have a bill come in, and you [00:12:00] feel your body respond, like maybe your stomach flips, or maybe you get s- clammy palms or whatever it is. Whenever you have a body reaction to money, that tells me that there is a nervous system response to money.

So you need to heal your nervous system around money so that your body feels safe to receive, so that your body feels okay when a bill comes in, so that your body doesn’t go into fight or flight when the conversation of money is brought up with your partner. And there are so many different things that you can do to help regulate your nervous system, to calm your nervous system, especially around money.

Things like breathing, breathwork, self-talk, affirmations, tapping. All of these things are such amazing tools that can really help calm and regulate your nervous system around money, so that when big numbers [00:13:00] come in front of you, and they land in front of you, you don’t instantly spike cortisol and go into fight or flight.

Your nervous system feels calm and steady around these big numbers or around the bill or whatever it is, or the money conversation with your partner. So start to notice your body’s reaction to money. If you instantly go into adrenaline and fight or flight, that is information. That is information that you need to address and look at.

Where is this coming from? And then we’ve got to heal the nervous system around that. There’s always two pieces. There’s the body piece, the nervous system piece, and then there’s the mindset piece. You can’t do one without the other. When you master your limiting beliefs- And you reprogram your mind, and you do the nervous system work, that is a recipe for abundance.

So look at how your body responds to money [00:14:00] over the next week. Just start to observe how your body reacts to different conversations around money. That is information for you. Is there work that needs to be done to heal the nervous system so that you feel safe to receive the level of wealth that you want?

Because you are worthy of all of the abundance that you truly desire, but your body needs to feel safe and open and receptive to it. If it doesn’t, it will come in and then go. So notice, notice how your body feels. These five things are keeping you broke. I’ve just given you the antidote to those five things.

Try it for a week. See how you feel. Let me know how you go. And check out my 21-day money mindset reset below. That is a game-changing program for anyone who wants to up-level their money mindset and call in more abundance. You deserve all the abundance in the world. You do. We all do, [00:15:00] every single one of us.

It is our birthright. And whatever the desires that you have in your heart, whatever they are when it comes to money and abundance, whatever they are, if they are in your heart, that means they are for you. The Creator put them there for you. You need to do the mindset and the nervous system work to be able to hold those.

That’s your homework. And you can do it. We all can. We’ve just got to get out of our own way. So check out the 21-day money mindset reset below, and remember that you are abso-freaking-lutely worthy of all of the abundance that is in your heart.

Thank you so much for listening. I’m so honored that you’re here and would be SO grateful if you could leave me a review on Apple podcasts, that way we can inspire and educate even more people together.

P.S. If you’re looking for a high-impact marketing opportunity for your business and are interested in becoming a sponsor for The Melissa Ambrosini Show podcast, please email pr@melissaambrosini.com for more information.

P.P.S. Please seek advice from a qualified holistic practitioner before starting any new health practice.