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It’s time to ditch the outdated belief that you can’t make money doing what you love. Or that wealthy people are “greedy” and “selfish”. Or that you’re “bad” with money. Today on the podcast, Ramit Sethi — bestselling author and personal finance expert — is here to show us how we can ALL start living a rich life. (And spoiler alert: it’s about so much more than just the money.)

Ramit is the author of the New York Times bestseller “I Will Teach You To Be Rich”, and has become a personal development expert to millions of readers in their twenties, thirties, and forties. He started his website, iwillteachyoutoberich.com, as a Stanford undergraduate in 2004, and he now hosts over a million readers per month on his blog, newsletter, and social media. 

Ramit grew up in Sacramento, the son of Indian immigrant parents who taught him the art of negotiating. He went on to earn a bachelor’s and master’s degrees in technology and psychology from Stanford University and has used this understanding of human behavior to create innovative solutions in self development. Ramit and his team build premium digital products about careers, personal finance, entrepreneurship, psychology, and personal development for top performers. The IWT community includes over 1 million monthly readers, 300,000 newsletter subscribers, and 35,000 premium customers.

I’ve been a fan of Ramit’s no-bs approach to personal finance for years, and I was so pumped to have him on the show. I absolutely love how his approach to building wealth focuses on what matters to YOU as an individual, and goes way beyond the usual stock-standard advice of just “cutting back on lattes”. (As Ramit explains, there are far more powerful ways to build genuine wealth, and he walks us through them all here. I particularly love Step #2 — if you’re a perfectionist or a procrastinator, you *need* to hear his take on this!)

So if you want to radically upgrade your money mindset, find out the 3 powerful steps to elevate your personal finance, and find out EXACTLY what will help you live your richest, most meaningful life ever, then pop in those earbuds… this one’s for you.

In this episode we chat about:

• The crazy story of how Ramit started his hugely successful blog from his college dorm room (4:12)
• Why living a “rich life” looks different for everyone and why you absolutely should spend money on things you love and bring you joy (6:21)
• Why finding the true intentions behind your spending habits is so crucial (and how to identify them) (15:08)
• Why wealthy isn’t a dirty word and how to reprogram our outdated conditioning around this concept and money (19:07)
• Ramit’s 3 life-changing steps to work out your finances and be on your way towards a diverse, rich life (21:43)
• How to free yourself from limiting beliefs, start dreaming bigger and manifest true wealth (29:55)
• Does your partner have an outdated money mindset? Here’s how to inspire them to join you on the journey to true wealth (36:40)
• What every parent needs to know about raising their kid with an excellent money mindset and healthy spending habits (43:28)

Episode resources: 

• Follow Ramit on Instagram (link)
• I Will Teach You To Be Rich (blog)
• I Will Teach You To Be Rich by Ramit Sethi (amazon)
• Your Move by Ramit Sethi (amazon)
• Find Your Dream Job (website)
• The Social Animal by Elliot Aronson (amazon)

Thank you so much for listening. I’m so honored that you’re here and would be SO grateful if you could leave me a review on Apple podcasts, that way we can inspire and educate even more people together.

P.S. Please seek advice from a qualified holistic practitioner before starting any new health practice.

This episode is brought to you by @boncharge_. Head to www.BONCHARGE.com now and enter the code MELISSA for 15% off your order.